Summary of Benefits

 

 

 

 

 


                                 
Our Benefits include:
 
                                 

Maximum benefit limits apply, as summarised in this Table.  Where specified, sub limits also apply.

If You are travelling with Dependent Children and/or Grandchildren and/or two (2) Unrelated Children on either Single or Joint Cover, the maximum benefit amounts We will pay for claims by You and any other persons covered (including the Dependent Children and/or Grandchildren and/or two (2) Unrelated Children) is twice the benefit shown in the table below.


 
One-Trip Plans
Schedule of Benefits Domestic
1) Overseas Medical & Dental Expenses Not Applicable
 
2) Additional Expenses AUD $15,000
2.1 Resumption of Journey (sub limit) AUD $3,000
2.2 Special Events (sub limit) AUD $2,000
2.4 If You Die (sub limit) AUD $10,000
(please refer to Section 2)  
3)Loss of Deposits and Cancellation Charges AUD $15,000
Travel Agent’s Cancellation Fee (sub limit) Lesser of AUD750 or 15% of the refundable amount
(please refer to Section 3)  
4) Luggage and Travel Documents AUD $5,000
4.1 Loss, Theft or Damage  
    a) Item Limit (each item) AUD $500
    b) Video & Electrical Equipment (sub limit) AUD $500
4.2 Delayed Luggage Allowance  
    a) More than 24 hours (sub limit) AUD $500
    b) More than 72 hours (sub limit) AUD $1,000
(please refer to Section 4)  
5) Replacement of Money Not Applicable
(please refer to Section 5)  
6) Rental Vehicle Excess AUD $2,000
(please refer to Section 6)  
7) Travel Delay AUD $850
(please refer to Section 7)  
8) Cash in Hospital  Not Applicable
(please refer to Section 8)  
9) Public Transport Hijacking  Not Applicable
(please refer to Section 9)  
10) Personal Liability AUD $200,000
(please refer to Section 10)  
11) Accidental Loss of Life & Permanent Loss AUD $15,000
Maximum amount for Dependant Children:  
    (a) Accidental Loss of Life AUD  $1,000
    (b) Permanent Loss AUD  $10,000
(please refer to Section 11)  
Excess The excess is the first amount of a claim which You must bear. We do not pay for this amount. The Policy excess is AUD50 for the domestic plan (including GST).


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