Seniors Annual Travel
|
Maximum benefit limits apply under each Plan, as set out in this Table. Where specified, sub limits also apply. The term "Unlimited" only means there is no specified dollar limit. Policy terms do however apply limits on what We will pay for such benefits.
If You are travelling with Dependent Children and/or Grandchildren and/or two (2) Unrelated Children on either Single or Joint Cover, the maximum benefit amounts We will pay for claims by You and any other persons covered (including the Dependent Children and/or Grandchildren and/or two (2) Unrelated Children) is twice the benefit shown in the table below.
|
| Schedule of Benefits |
Domestic Plan |
| 1) Overseas Medical & Dental Expenses |
Not Applicable |
| (please refer to Section 1) |
|
| 2) Additional Expenses |
$10,000 |
| 2.1 Resumption of Journey (sub limit) |
$3,000 |
| 2.2 Special Events (sub limit) |
$2,000 |
| 2.4 If You Die (sub limit) |
$10,000 |
| (please refer to Section 2) |
|
|
3)Loss of Deposits and Cancellation Charges |
$15,000 |
| Travel Agent’s Cancellation Fee (sub limit) |
Lesser of AUD750 or 15% of the refundable amount |
| (please refer to Section 3) |
|
| 4) Luggage and Travel Documents |
$3,000 |
| 4.1 Loss, Theft or Damage |
|
| a) Item Limit (each item) |
$500 |
| b) Video & Electrical Equipment (sub limit) |
$1,000 |
| 4.2 Delayed Luggage Allowance |
|
| a) More than 24 hours (sub limit) |
$500 |
| b) More than 72 hours (sub limit) |
$1,000 |
| (please refer to Section 4) |
|
| 5) Replacement of Money |
Not Applicable |
| (please refer to Section 5) |
|
| 6) Rental Vehicle Excess |
$2,000 |
| (please refer to Section 6) |
|
| 7) Travel Delay |
$850 |
| (please refer to Section 7) |
|
| 8) Cash in Hospital |
|
| a) Daily Amount |
Not Applicable |
| b) Maximum Amount |
Not Applicable |
| (please refer to Section 8) |
|
| 9) Public Transport Hijacking |
|
| a) Daily Amount |
Not Applicable |
| b) Maximum Amount |
Not Applicable |
| (please refer to Section 9) |
|
| 10) Personal Liability |
$200,000 |
| (please refer to Section 10) |
|
| 11) Accidental Loss of Life & Disability |
$15,000 |
| Maximum amount for Dependent Children/Grandchildren/Unrelated Children: |
|
| (a) Accidental Loss of Life |
$1,000 |
| (b) Disability |
$10,000 |
| (please refer to Section 11) |
|
| Excess |
The excess is the first amount of a claim which You must bear. We do not pay for
this amount.
The Policy excess is AUD50 for the domestic plan (including GST).
|
Due to legislation in Australia, medical expenses for treatment and services received in Australia are not payable under this Policy.